Why CK Wealth?
Your Family’s Wealth Management CFO
We understand the frustration and time you can waste trying to manage multiple advisors, many of whom have competing interests.
As your family's CFO, we will strategically integrate and introduce professionals from our network of advisors or engage with your existing relationships to ensure we have considered all areas of your plan.
Personalized Plan
We created our business model to provide a full service approach to wealth management that goes beyond just investments to include broader planning to grow and protect your wealth.
Our CK Wealth Process takes you through a process that helps to create a holistic plan that will help you reach your goals.
Independent, Secure and Regulated Advisor
When deciding to work with a financial advisor, it is essential to feel confident that your investments will be secure and managed in your best interests. There is a perception that investing directly with banks is a safer choice. That is simply not true.
In choosing to work with us, your wealth is protected and our business model ensures that we are able to choose the right investments and insurance products for you.
+ Independent, non-biased investment advice
We do not have any financial incentive to direct your investments to specified investment products. Aligned Capital Partners, the investment dealer we have chosen to align ourselves with, is a firm focused on independence with no proprietary products; therefore, no conflicts of interest. Having no propriety products means never being forced or influenced to recommend investment strategies designed to satisfy management sales targets.
+ Backed by a solid financial institution that provides security
National Bank of Canada, the 5th largest bank in Canada, is our “custodian.” The role of the custodian is to ensure that advisors cannot embezzle funds. The custodian holds the assets in the clients' accounts. The only thing an advisor can do is trade within the clients' account.
As our client, you would never write a cheque to John Cruise, Frank Katsilieris or CK Wealth Management. All cheques are made payable to NBIN Inc. – the custodian.
The safety of client assets entrusted to us is paramount. As an Investment Industry Regulatory Organization of Canada (IIROC) member, NBIN adheres to strict regulations regarding clientele protection.
+ Federal oversight to protect investors
Canada is recognized internationally as having one of the most stable banking and financial systems globally; IIROC is a critical contributor. IIROC is the national self-regulatory organization that oversees all investment dealers and trading activity on Canada's debt and equity marketplaces. IIROC sets high-quality regulatory and investment industry standards, protects investors, and strengthens market integrity while maintaining efficient and competitive capital markets.
+ Third-party oversight to ensure compliance and risk management
Aligned Capital Partners, governed by the Investment Industry Regulatory Organization of Canada (IIROC), is the compliance officer for CK Wealth Management. Aligned governs all our activities to mitigate potential risk to our clients. They conduct third party reviews on a regular basis and an annual audit of our practices. They also provide back-office support and education to ensure we have access to the most up-to-date information and resources.
+ Fiduciary duty
Fiduciary duty is a legal responsibility to act solely in another party’s interests. As portfolio managers, we have a fiduciary duty to act with care, honesty, and good faith, and must always put our clients’ interests first. Investment decisions therefore must be independent and free of biases. As a result, clients can place a higher level of trust in Portfolio Managers.
Portfolio Managers are required by the provincial securities commissions to have the highest level of education and experience in the investment industry. Both the firm and the individual managing your investments are monitored by the provincial securities commissions with which they are registered.